Black Knight Risk Management helps banks, credit unions, and fintechs govern technology to strengthen resilience, withstand examination, and reduce digital risk.
Regulator-Grade Judgment. Operator-Level Execution.
Serving: Banks, credit unions, and fintechs supervised by federal and state regulators.
Critical during: Examinations, finding remediation, chartering, M&A, modernization, and AI adoption.
When Regulatory Risk Becomes Business Risk
Most organizations do not fail because they lack technology. They fail because nobody governed it. When governance and controls are not defensible, institutions face:
How We Help Institutions Navigate Scrutiny
Black Knight aligns technology, cyber, and operational risk programs with supervisory expectations at the executive level. We do this through:
Representative Engagements
Selected examples of advisory support for regulated financial institutions at key supervisory inflection points.
Why These Engagements Matter
Growth, change, and scrutiny turn regulatory risk into business risk overnight.
These examples share one imperative: executive clarity, defensible action,
and no surprises.
Each is grounded in regulator context, artifacts delivered, and outcomes achieved.
$1B Community Bank
Heightened Standards Transition
Strengthened exam readiness and executive accountability during a Heightened Standards transition across IT, cyber, and operational risk.
- Regulator / Scope: OCC • IT, Cyber, & Ops Risk • Heightened Standards focus
- Artifacts: Exam memo • Executive brief
- Outcome: Findings avoided • Remediation burden reduced
$300M Community Bank
IT, Cyber & Ops Risk Exam + MRA Review
Supported exam readiness and validated MRA remediation through documentation and executive-level communication.
- Regulator / Scope: OCC • IT, Cyber & Ops Risk • MRA remediation review
- Artifacts: Exam memo • Executive brief
- Outcome: Findings avoided • Minimal remediation required
De Novo New York State Bank
Pre-Licensure IT & Cyber Review
Aligned governance, controls, and approval artifacts to support licensure without post-charter remediation.
- Regulator / Scope: NYDFS • Pre-licensure IT and Cyber review
- Artifacts: Licensing approval memo • Executive brief
- Outcome: Licensure approved • No post-charter remediation
$3T International Bank
NYDFS Branch Exam + NYCRR Part 500
Drove pre-report issue resolution and evidence hardening across IT, cyber, and operational risk to support a clean supervisory outcome.
- Regulator / Scope: NYDFS • IT, Cyber, and Operational Risk • NYCRR Part 500
- Artifacts: Exam memo • Executive brief
- Outcome: Issues resolved pre-report • Findings avoided • Clean pass achieved
Engagement Model
Outcome-driven support for regulated institutions. Structured, scoped, and priced around regulatory exposure and execution.
How We Work
Engagements follow a simple, disciplined model designed for agility and defensibility.
- Scoping conversation to confirm priorities and supervisory context
- Defined objectives aligned to examination readiness and risk posture
- Execution, documentation, and close-out built to withstand scrutiny
Fee Approach
Fees reflect the seniority and judgment required for regulatory risk work.
- Fixed-fee engagements scoped to defined outcomes and deliverables
- Retainer-based advisory for ongoing support across examination cycles
- Executive and board advisory for independent perspective and decisions
What This Is Not
We maintain independence and quality by focusing on scoped, outcome-driven work.
- Staff support or temporary resourcing
- Generic managed cybersecurity services
- Open-ended, undefined hourly work
The One-Page Version
Written for the person who has to justify the conversation to a board, a risk committee, or a chief executive. A single page, in PDF.
Examination Readiness & Supervisory Risk
Examination readiness, supervisory remediation, AI governance, and third-party risk for banks, credit unions, and fintechs, with the proven results behind each.
Download the one-pagerContact Us
Point of Contact
Otuoze Baiye, Founder & Chief Executive
Location
Brooklyn, New York
Entity Identifiers
- UEI
- WCZJMV9KP127
- CAGE
- 209L1
- NAICS
- 541990 • 541512
- Federal
- HUBZone • SDVOSB
- New York
- SDVOB • MBE
Registered in SAM. HUBZone and SDVOSB certification support sole source award, set-aside competition, and subcontracting goal credit.
Get in Touch
If you are preparing for an examination, navigating a growth event, or reassessing your risk posture, reach out directly.